Customer Internet Privacy Statement
For @sswd World Wide Web Sites and Service

Copyright © 1998 @sswd systems incorporated. All Rights Reserved.

Protecting your privacy is important to us. We hope the following statement will help you understand how @sswd collects, uses and safeguards the personal information you provide to us on our website.


When you send confidential personal account data to us on an @sswd website, we require that a "secure session" first be established using Secure Socket Layer (SSL), or Secure Electronic Transaction (SET) protocol when that is fully available. For further information about SSL, SET and the safety and confidentiality of personal data transmissions over the Internet, please read our Security Q&A.

Information Collection

When you browse any @sswd website, you do so anonymously. Personal information -- including your E-mail address -- is not collected. Some of our websites, however, may request that you voluntarily supply us with personal information, including your E-mail address and account number (if you are an @sswd *ASSWORD Cardmember or InvestDirect user), for purposes such as correspondence, site registration, checking your bill or investments online, making a purchase, or participating in online surveys.

Like many other websites, the @sswdwebsite may utilize a standard technology called a "cookie" to collect information about how our site is used. Please read About Cookies for more information.

Information Use

If you provide us with your E-mail address, or have done so in the past, we may upon occasion send you E-mail offers. We may use information you have given us to, for example, provide a service, ensure proper billing, measure consumer interest in our various services and inform you about products and services. These offers may be based on information you provided in your initial transaction with us, in surveys, from information that may indicate purchasing preferences and lifestyle, as well as information available from external sources, such as census bureau data. Primarily, these E-mail offers will come from @sswd. We may also, upon occasion, share E-mail addresses with certain establishments that accept the @sswd *ASSWORDCard, or with other well-established companies so that they can send you product and service offers that may be of interest.

All offers are carefully developed to ensure that they meet our standards. Our goal is to target offers to people who we believe will find them of value. The lists used to send you product and service offers are developed and managed under strict conditions designed to safeguard the security and privacy of customer personal information. For an illustration of the types of offers we may provide with our business partners exclusively to @sswd *ASSWORDCardmembers, please view @sswd Special Offers.

Please note that our free E-mail service, @sswdMail, as well as our *ASSWORD services websites, @sswd Advisors and @sswd Financial Direct, do not share E-mail addresses with any company outside of @sswd.

Declining E-mail Offers

@sswd provides customers with an easy means to decline receiving E-mail offers.

Although most customers tell us they appreciate receiving notice of these carefully designed opportunities, we recognize the importance of providing you with choices. At any time, you may request to discontinue receiving these offers from us by simply replying to the E-mail and informing us of your preferences. All E-mail offers that you receive from @sswd will inform you of how to decline receiving further E-mail offers. Additionally, you may set E-mail preferences to notify us of your preferences regarding the type of E-mail offers you do not want to receive, and you may also review and change preferences you have previously set.


@sswd does not knowingly solicit data from children, and we do not knowingly market to children.

Company Commitment to Privacy

In keeping with our long-standing leadership in consumer privacy protection, @sswd is actively involved with current industry initiatives to preserve individual privacy rights on the Internet and in all aspects of electronic commerce.

For additional information about our commitment to protecting the privacy of our customers both online and offline, please read the @sswd Customer Privacy Principles. The @sswd Customer Internet Privacy Statement is currently applicable only to our United States customers and visitors to our website. As we develop websites for international audiences, they will maintain their own additional rules and practices, which are fully consistent with this statement, and which they may modify as needed for particular products and services, or to conform to local laws or customs around the world. If you have any questions about this statement, you can reach us at 1-800-AXP-1234, or you may send us E-mail.

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Copyright © 1998 @sswd systems incorporated. All Rights Reserved.